‘Clever’ sat nav to lower insurance for good drivers

The system, says TomTom, will measure driving ability and provide evidence for good drivers to present to their insurance company to get cheaper premiums.

When motorists apply for insurance premiums there are many things that get taken into account, including age, gender and vehicle type.

As it stands for example, a driver aged 60 years old and driving a car from the 1970s will experience higher insurance premiums because they are theoretically a higher risk on the road.

However, with TomTom’s new collaboration with the company Motaquote, this could soon be a thing of the past.

The new TomTom PRO 3100 sat nav system has been developed to monitor driving behaviour and habits and records them in a series of data tables.

The new system is called Fair Pay insurance and while it may seem a bit ‘Big Brother’, it does mean safer drivers could enjoy cheaper insurance premiums in future.

With manufacturers such as Renault offering a range of TomTom specific models, sat nav as a standard option is on the up, which means there may be more of these robotic observers on the road in the very near future.

Nigel Lombard, managing Director of Fair Pay Insurance said: “We’ve dispensed with generalisations and said to our customers, if you believe you’re a good driver, we’ll believe you and we’ll even give you the benefit up front.”

If you are a terrible driver, then maybe this new sat nav isn’t the best news you’ve heard, but if you’re confident with how great you’re driving skills are it could prove to be a welcome relief from rising road task costs.