Ford Ka ‘cheapest car to insure’

Ford KA.

Not only is the current Ford Ka the cheapest car to insure for young drivers, the previous generation is the second cheapest in the list.

The new Ford Ka costs an average of £1,651 to insure each year for 17-20 year old drivers, or £137.62 every month.

The older generation Ford Ka costs £1,781 on average to insure. It is followed by three more small city cars in the top five including the Peugeot 107 (£1,994.42), the Daewoo Matiz (£2,258) and the Mini One (£2,268).

At the other end of the scale, the Honda Civic is the most expensive car under £10,000 for a young driver to insure with an average yearly cost of £4,515.

The costs, calculated by, focused on cars priced between £600 and £10,000. Insurance prices for 17-20 year olds are four times higher than the national average, according to the comparison site.

Gareth Kloet, Head of Car Insurance at says: “Young drivers and learners are telling us that the cost of insurance is the biggest barrier to getting behind the wheel: more so than the cost of buying the car.”

The Ford Ka tops the list because of its range of smaller engines. The small city car is currently in its second generation in the UK after the success of the first generation model, which is known for the striking black bumpers and ‘cute’ looks.

The second generation Ford Ka features a more ‘grown-up’ design based on the larger Ford Fiesta. Prices for a new Ford Ka start from £8,545 in the UK.