Motability – a Guide

Previously, disabled drivers had a limited choice when choosing a car. The majority of cars were one seater, cramped affairs with little or no space for passengers.

However, the Motability organisation, started in 1978, now works to provide quality cars for disabled customers with a wide range of choice to suit every drivers needs.

To date, the scheme has supplied over 530,000 cars to customers, including models from Vauxhall, Mazda and Citroen and a number of hybrid models.

The Motability scheme offers drivers the chance to adapt the car in a number of different ways and either lease the car or buy it outright.

Below we’ve included a FAQ about the Motability scheme and some recommendations for the best cars available for it.

Eligibility

To be eligible to lease a car through the scheme, the driver must be receiving either:

– Higher Rate Mobility Component (HRMC) of the Disability Living Allowance (DLA) – currently £49.10 per week – or,

– War Pensioners’ Mobility Supplement (WPMS) – currently £54.85 per week.

All buyers must have 12 months’ award length remaining. Alternatively the car can be purchased on a higher purchase scheme, whereby benefits must last for the duration of the scheme.

For the lease agreement, a non-driver can nominate up to two drivers as long as the nominated driver has no serious driving convictions in the last five years.

Remember, if you’re disabled but not eligible for Motability, as a blue badge holder you might get a discount at Perrys cars.

Options

There are two options on the scheme:

– The contract hire scheme consists of a three-year lease, payable in monthly instalments. The scheme at Perrys covers insurance, road tax, free replacement tyres, replacement of windows, RAC breakdown cover, maintenance and repairs.
– The hire purchase scheme offers contracts between two and five years. This could save having to adapt another car after three years and a greater range of drivers allowed on the insurance.

Adaptations

When buying a car through the Motability scheme, the dealer will work closely with the customer to adapt the car to each individual’s needs.

Examples of adaptations possible through the scheme include Push/Pull hand control or a radial accelerator instead of pedals, a steering wheel ball, left foot accelerators, easy release hand brake, infrared controls, wheelchair storage and a swivel seat.

Some adaptations are available at no extra cost through the Motability Managed Adaptations Programme – ask the dealer for more details.

What cars are available?

There is a large choice of cars available through the Motability scheme, with models from dealers such as Fiat, Ford, Kia, Mazda, Peugeot, Renault, Seat and Vauxhall all available.

The best-selling cars in the UK – the Ford Focus and Ford Fiesta – are both a popular choice in the mobility scheme. Ford models are typically easy and cheap to service and are built to be practical, good quality and reliable.

The UK built Vauxhall Astra and the extremely popular Vauxhall Corsa are widely available through the scheme, with a number of excellent offers available for the Corsa in particular.

Larger cars, such as the stylish Kia c’eed Estate and the practical and spacious Peugeot Bipper Tepee offer excellent storage space for wheelchairs and plenty of room for adaptations.

For even more space, people carriers such as the Renault Espace and award-winning Ford C-Max are widely available as part of the scheme.

For the eco-conscious, or people who simply want lower fuel costs and reduced road tax, there are a number of low-CO2 options on the scheme.

For example, the Fiat Punto MultiAir boasts an efficient and CO2-saving engine, as does the low-CO2 Seat Leon Ecomotive.

Perrys and Motability

Perrys, winner of the Motability Award for Best Dealer Group, is a premier partner of the scheme. Perrys has an expert team who can talk the buyer through the finance options, adaptations, deals and any other issues surrounding the scheme.

The best deals on new cars eligible for the scheme are updated daily here.